●   Content providers and distributors could adopt P2P as a distribution mechanism. There has been a strong case for P2P as a low-cost Content-Delivery System (CDS) for many years, yet most content providers and distributors have opted for direct distribution, with the exception of applications such as PPStream and PPLive in China, which offer live video streaming through P2P and have had great success. If content providers in other regions follow suit, traffic could rapidly become highly symmetric.

Also, if we look at Internet devices such as Digital Media Adapters (DMAs), we find that although they will represent only 9 percent of all Internet connected TVs—including, service provider STBs, gaming consoles, and directly connected Internet TV sets—by 2022 they will represent 18 percent of global Internet connected TV traffic. This trend again shows that there is increasingly less reliance on STBs managed by service providers for Internet access in general and for video specifically (Figure 15).

File-Sharing: Web sites that host directories of music, movies, games and other software. Users upload content to file-hosting sites and then post descriptions of the material and their download links on directory sites. Uploaders are paid by the file-hosting sites based on the number of times their files are downloaded. The file-hosting sites sell premium download access to the files to the general public. The websites that host the directory services sell advertising and do not host the files themselves.
Users expect their online experience to be always available and always secure—and their personal and business assets to be safe. The last several years have been easily the most eventful period from a security threat perspective, with many serious data breaches that have been discussed widely in the media. Given the scope of the monetary and brand damage associated with data breaches, cybersecurity is treated as a business risk rather than merely an IT issue. Advances in technology is the main driver for economic growth but has also led to a higher incidence of cyberattacks. The leading trends such as ecommerce, mobile payments, cloud computing, Big Data and analytics, IoT, AI, machine learning, and social media, all increase cyber risk for users and businesses. Compounding the problem, the nature of the threats is becoming more diverse. The list includes Distributed Denial-of-Service (DDoS), ransomware, Advanced Persistent Threats (APTs), viruses, worms, malware, spyware, botnets, spam, spoofing, phishing, hacktivism and potential state-sanctioned cyberwarfare.

Healthcare debt is often the result of unexpected illness or injury. A single visit to an emergency care center or hospital emergency room may result in charges from the facility, physicians, labs and ambulance services. The portion of your bills that you are directly responsible for depends largely on your individual coverages under your insurance policy, and whether your service was provided by an in network or out of network provider. Your insurance carrier will provide you with an explanation of benefits for all claims they have received, detailing the amount of the charges, the amount covered, the amount paid by insurance, and the amount due from you. If you have questions regarding what your insurance company covered and what they paid, please contact your insurance carrier directly.
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